Introduction
Welcome to
www.limitlessquant.com/ (referred to as “Limitless Quant” or “we” or “our” or “us”).This Privacy Policy governs your visit to
www.limitlessquant.com/, it explains how we collect, safeguard, disclose and use information that results from your use of Limitless Quant.
Limitless Quant uses your data to provide and improve its services. By using Limitless Quant and agreeing to the Terms and Conditions of Limitless Quant you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.
Our Terms and Conditions (“Terms”) govern the use of our Service. The Privacy Policy is part and parcel of the Terms and is part of your agreement with us (“agreement”).
Definitions
Data Fiduciary means Limitless Quant
Data Principal in the context of ‘Corporate Data or Firm Data’ as defined in this Privacy Policy means the body corporate, limited liability partnership firm, partnership firm, sole proprietorship and/or any such entity that has through its authorized representative engaged the services of Limitless Quant and provided information to Limitless Quant;
Data Processor means any person, including the State, a company, any juristic entity or any individual who processes personal data on behalf of a data fiduciary, but does not include an employee of the data fiduciary;
Data Lake is a storage repository of vast information. Information is arranged and/or stored as per architecture and plan provided by Limitless Quant and/or its affiliates and/or assigns to enable efficient processing of data.
Data Science Engine is the capability of Limitless Quant, by itself or through its affiliates and/or assigns to use algorithms and technology, to extract and produce useful insights from raw data.
Personal Data means information about a living individual who can be identified from such information.
Corporate Data or Firm Data means information belonging to a body corporate, limited liability partnership firm, partnership firm, sole proprietorship and/or any such entity that has through its authorized representative engaged the services of Limitless Quant and provided information to Limitless Quant to enable its normalization, processing and finalization necessary to produce a report or work product containing such information that may be beneficial to such body corporate, limited liability partnership firm, partnership firm, sole proprietorship and/or such other entity. This information would include information that exists in the public domain and/or any such proprietary information belonging to such body corporate, limited liability partnership firm, partnership firm, sole proprietorship and/or any such entity.
Usage Data is information collected automatically either generated by the use of Service or from Service infrastructure itself (for example, the duration of a page visit).
User is the individual and/or natural person using Limitless Quant’s Service. The User has represented to Limitless Quant that he is authorized by a body corporate, limited liability partnership firm, partnership firm, sole proprietorship and/or any such entity; to use the services of Limitless Quant for and on its behalf.
Service(s) means all the services provided by Limitless Quant.
Personal Data
While using Limitless Quant’s Services we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:
Personal details such as name, email address, mobile telephone contact details including residential address, date of birth, documents such as identity card / passport details / Aadhaar details / PAN / Voter ID / driving license, and/or education details provided by you to us to avail various products/services from us.
Your details including transaction history, balances, payment details, for effecting transfer of monies through various payment channels provided by us.
Financial details (e.g. income, expenses, and/or credit history) needed as part of request for some of our products/services;
Images of documents/ photos required to avail any of our products/services.
Voice recordings of our conversations with our customer care agent with you to address your queries/grievances;
Employment details (e.g. occupation, positions held, employment history, salary and/or benefits) as part of our record retention for credit/various product evaluations or as required under applicable law.
Specimen signature(s) for processing of your instructions received by us through our various payment and delivery channels;
Opinions provided by you to us by way of feedback or responses to surveys;
Information obtained from your mobile device by way of using our app like device location, communication information including contacts and call logs, device information (including storage, model, mobile network), transactional and promotional SMS/app notifications.
We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link.
Corporate Data or Firm Data
While using Limitless Quant’s Service, we will ask you to provide us with public and/or proprietary data belonging to the Corporate or Firm that you represent. This is necessary for Limitless Quant to provide its Service. Such Corporate Data or Firm Data may include but is not limited to:
Upto-date Financial Information pertaining to the Corporate or Firm viz. Balance Sheet, Cash Flow Statement, Income Statement. This information includes but is not limited to list of financial and trade creditors, list of financial and trade debtors, total assets, loans current, non-current investments, inventories, borrowings current, borrowings non-current, liabilities current and non-current, equity investments pertaining to the Corporate or Firm;
Upto-date information about the corporate structure of the Corporate or Firm including but not limited to information about parent company/entity, subsidiary company(s)/entity(s), sister company(s)/entity(s), affiliate(s);
Upto-date information that might be maintained by such statutory and/or regulatory authorities that might allow us a better understanding of the financial and operational status of the Corporate or Firm and/or the status of the underlying business of the firm viz. Data with respect to Corporate or Firm and/or its projects as maintained by the Real Estate Regulatory Authority (RERA);
Upto-date information of the historical and monthly costs and expenses incurred by the Corporate or Firm including but not limited to operational expenses viz. payroll costs, finance costs, short term business expenses, administrative expenses, miscellaneous expenses;
Upto-date information about products or services provided by the Corporate or Firm and the value of the business and assets of the Corporate or Firm;
Upto-date information about any statutory and/or non-statutory (trade and/or civil) debts and/or claims payable by the Corporate or Firm;
Upto-date information about any guarantees and/or securities provided by the Corporate and/or Firm with respect to any amounts payable by the Corporate and/or Firms and/or with respect to any amounts payable by such third party(s) on whose behalf the Corporate and/or Firm has stood as guarantee;
Your Company Name, Company Registration Number and Date of Incorporation of the Company as reflected in the Registrar of Companies (ROC), the Director Identification Number (DIN) issued by the ROC, CIN as issued by the ROC, your Permanent Account Number (PAN) as issued by the Income Tax Department, your email address, your phone number
Usage Data
We also use your Personal Data/ Corporate Data or Firm Data to fulfill the requirements of applicable laws/regulations and/or court orders/regulatory directives received by us. We may also collect information that your browser sends whenever you visit our Service or when you access Service by or through any device (“Usage Data”).
This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When you access Solvendo and/or its Service with a device, this Usage Data may include information such as the type of device you use, your device unique ID, the IP address of your device, your device operating system, the type of Internet browser you use, unique device identifiers and other diagnostic data.
Tracking Cookies Data
Limitless Quant may use cookies and similar tracking technologies to track the activity on our Service and we hold certain information.
Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies may also used by us to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Other Data
While using Limitless Quant’s Service, we may also collect any such additional information that may be necessary to ensure best possible Services to you and/or the body corporate, limited liability partnership firm, partnership firm, sole proprietorship and/or any such entity that you represent.
Use of Data, Corporate Data or Firm Data
Limitless Quant makes use of Personal Data, Corporate Data or Firm Data to provide its services viz. the following (the list below is indicative and not exhaustive):
To collect, normalize and process such data through Limitless Quant’s algorithms – necessary to produce a report or such work product that would be beneficial to you and/or the body corporate, limited liability partnership firm, partnership firm, sole proprietorship and/or any such entity that you represent.
To facilitate transactions or report on transactions.
To provide and maintain Services and provide customer support.
To undertake research and analytics for offering or improving our products/services and their security and service quality.
To check and process your requirements submitted to us for products/services and/or instructions or requests received from you in respect of these products/services.
To share with you, updates on changes to the products/services and their terms and conditions.
To gather analysis or valuable information so that we can improve our Service.
To take up or investigate complaints/claims/disputes, if any.
To detect, prevent and address technical issues.
To respond to your queries or feedback submitted by you.
To verify your identity or the identity of the body corporate, limited liability partnership firm, partnership firm, sole proprietorship and/or any such entity that you represent - for us to provide products/services to you on behalf of such body corporate, limited liability partnership firm, partnership firm, sole proprietorship and/or such entity.
To carry credit checks, screenings or due diligence checks as lawfully required by us and/or that we may deem fit and/or necessary.
To monitor and review products/services from time to time.
To undertake financial/regulatory/management reporting, and create and maintain various risk management models.
To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
For conducting audits and for record keeping purposes.
For the performance by the State or any of its instrumentalities of any function under any law for the time being in force in India or in the interest of sovereignty and integrity of India or security of the State.
For fulfilling any obligation under any law for the time being in force in India on any person to disclose any information to the State or any of its instrumentalities, subject to such processing being in accordance with the provisions regarding disclosure of such information in any other law for the time being in force.
For compliance with any judgment or decree or order issued under any law for the time being in force in India, or any judgment or order relating to claims of a contractual or civil nature under any law for the time being in force outside India.
For selective offers and promotions.
In any other way we may describe when you provide the information.
For any other purpose with your consent.
Fee Changes
Limitless Quant in its sole discretion and at any time, may modify Subscription fees for the Subscriptions. Any Subscription fee change will become effective at the end of the then-current Billing Cycle.
Limitless Quant will provide You with a reasonable prior notice of any change in Subscription fees to give You an opportunity to terminate Your Subscription before such change becomes effective.
Your continued use of the Platform after Subscription fee change comes into effect constitutes Your agreement to pay the modified Subscription fee amount.
Refunds
In the event of a one-time payment; the same is not refundable. In case of a Subscription(s) You are entitled to cancel the subscription. In the event Limitless Quant determines You have not used any part of the Subscription You would be entitled for a refund to the extent You have not used the Subscription. Limitless Quant shall at its discretion decide issues related to unused Subscription.
License
By using this Platform, You are granted a limited, non-exclusive, non-transferable right to use the information and/or information on Limitless Quant. You may not copy, reproduce, transmit, distribute, or create derivative works of such information and/or information without the express written authorization from Limitless Quant.
Intellectual Property
This Agreement does not transfer to You any intellectual property owned by the Limitless Quant. All rights, titles, and interests will remain the exclusive property of Limitless Quant and its licensors. All trademarks, Service marks, graphics, logos, visual interfaces, graphics, design, compilation, information, computer code (including source code and object code), products, software, Services, and all other elements used in connection with Limitless Quant, reports/work product produced by Limitless Quant, information collected/normalized/analyzed by Limitless Quant and Services, are property/trademarks/ registered trademarks of Limitless Quant and/or its licensors and/or its assigns. The said Services are protected by relevant copyright, trade, patent, and trademark laws, international conventions, and all other relevant intellectual property and proprietary rights, and applicable laws. Your use of the Limitless Quant and its Services grants You no right or license to reproduce or otherwise use any of the trademarks of Limitless Quant. You agree not to sell, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from, or otherwise make unauthorized use of the Materials. Limitless Quant reserves all rights not expressly granted in this Agreement.
Copyright Policy
We respect the intellectual property rights of others. It is our policy to respond to any claim that Content posted on the Platform infringes on the copyright or other intellectual property rights (“Infringement”) of any person or entity.
If You are a copyright owner and You believe that the copyrighted work has been copied in a way that constitutes copyright infringement, please submit Your claim via email to info@solvendo.io You may be held accountable for damages (including costs and attorneys’ fees) for misrepresentation or bad-faith claims on the infringement of any Content found on and/or through the Platform on Your copyright.
Hyperlinking to our Content
Our Service may contain links to third-party web sites or Services that are not owned or controlled by the Company.
The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or Services. You further acknowledge and agree that Limitless Quant shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or Services available on or through any such web sites or Services.
We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or Services that You visit.
Prohibited Activities
Limitless Quant is not responsible for any damages resulting from use of this Platform by anyone. You will not use the Platform for illegal purposes. You will:
Abide by all applicable local, state, national, and international laws and regulations in your use of Limitless Quant (including laws regarding intellectual property).
Not engage, directly or indirectly, in transmission of 'spam', chain letters, junk mail or any other type of unsolicited communication.
Not interfere with or disrupt the use and enjoyment of the Limitless Quant by other users.
Not defame, harass, abuse, or disrupt other users and constituents of Limitless Quant.
Not impersonate or attempt to impersonate Limitless Quant, employees of Limitless Quant, another user, or any other person or entity.
Not in any way infringe upon the rights of others or engage in activity that is in any way illegal, threatening, fraudulent, or harmful.
Not use Limitless Quant in any manner that could disable, overburden, damage, or impair its Service(s) or interfere with any other party’s use of Limitless Quant and/or its Service, including their ability of such third parties to engage in real time activities through Service.
Not use any robot, spider, or other automatic device, process, or means to access Service for any purpose, including monitoring or copying any of the material on Service.
Not use any device, software, or routine that interferes with the proper working of Limitless Quant or its Service.
Not introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.
Not attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of Service, the server on which Service is stored, or any server, computer, or database connected to Service.
Not take any action that may damage or falsify Company rating.
Not otherwise attempt to interfere with the proper working of Limitless Quant or its Service.
Not forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through Limitless Quant or to manipulate and/or mask your presence on Limitless Quant.
Sell services being offered by Limitless Quant, data and/or information and/or software and/or derivatives of the services, data, information, software belonging to of Limitless Quant.
Not commit breach of this Agreement, or any other agreement or policy as may be applicable pursuant to the Terms and Conditions.
Not avail the Services of Limitless Quant with funds that may be qualified as potentially fraudulent funds; such qualification shall be the discretion of Limitless Quant.
Not use the Services of Limitless Quant in a manner that results in or may result in complaints, disputes, reversals, chargebacks, fees, fines, penalties and other liability to Limitless Quant, a third party or You.
Not use the Services of Limitless Quant in a manner that Limitless Quant or any payment card network reasonably believe to be an abuse of the payment card system or a violation of payment card network rules.
External Processing
We may provide your personal information and/or Corporate Data or Firm Information to our affiliates or other trusted businesses or persons or service providers engaged by us, or to institutions that we partner with to assist us with providing you with products/services to better serve your needs and interests, based on your instructions and in compliance with our Privacy Policy and any other appropriate confidentiality and security measures.
Retention of Data
We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
We obtain Corporate Data or Firm data, that is both wholly and/or in part - public and/or proprietary in nature. The said information is normalized and processed for producing a report or such work product that is beneficial to the Corporate or Firm. The normalized information that is a derivative of Corporate Data or Firm Data (that is of public and/or proprietary nature) provided by you/the Corporate/the firm – shall as part and parcel of Limitless Quant’s proprietary process become part of a ‘Data Lake’ for the sake of use of Limitless Quant and/or its assigns [that include but are not limited to affiliates/sister company(s)/holding company(s)/subsidiary company(s)] that own and operate the Data Lake and Data Science Engine.
All data provided to Limitless Quant and derivatives of such data shall be the proprietary of Limitless Quant and/or such company that owns and operates the Data Lake and/or Data Science Engine necessary to operationalize the Data Science Engine. You, the body corporate and/or the firm hereby grant Limitless Quant and/or its assigns absolute authority as and by way of a license or any such enforceable instrument as per the laws of India to enable Limitless Quant absolute use and authority of the Corporate Data or Firm Data received by Limitless Quant from you. Your acceptance of the Terms and Conditions of Limitless Quant and engagement of Limitless Quant for producing a report and/or work product and/or your subscription of the Services provided by Limitless Quant, irrespective of any additional consideration made by you and/or the Corporate or Firm that you represent to Limitless Quant and/or its’ affiliates - shall be adequate consideration for transfer of rights in such Corporate Data of Firm Data to Limitless Quant and/or its assigns. This data will be used by Limitless Quant and/or its assigns to produce the report and/or work product and/or provide Service(s) and shall be used for improvement of the Service(s) of Limitless Quant from time to time.
Transfer of Data
Your information, including Personal Data and/or Corporate or Firm Data may be transferred to – and maintained on – computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.
Your consent to this Privacy Policy followed by your submission of such information including but not limited to Personal Data, Corporate or Firm Data represents your agreement to that transfer.
Limitless Quant will take all the steps reasonably necessary to ensure that your Personal Data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.
Disclosure of Data
We may disclose personal information that we collect, or you provide:
Disclosure for Law Enforcement.
Under certain circumstances, we may be required to disclose your Personal Data, Corporate or Firm Data, Usage Data if required to do so by law or in response to valid requests by public authorities.
Business Transaction.
If Limitless Quant or its parent company or its sister concerns or its subsidiaries are involved in a merger, acquisition or asset sale or in a transaction that has the effect of a merger, acquisition or asset sale - your Personal Data, Corporate Data or Firm Data and Usage Data may be transferred as per the terms of such merger, acquisition or asset sale. In such event Limitless Quant and/or the resulting entity and/or any such entity shall be bound by all agreements with you including this Privacy Policy.
Other cases.
Limitless Quant may disclose and use Personal Data, Corporate or Firm Data:
To our parent company, sister company, subsidiaries and affiliates;
To contractors, service providers, and other third parties we use to support our business;
To fulfill the purpose for which you provide it;
For the purpose of including your company’s logo on our website;
Or any other purpose disclosed by us when you provide the information;
With your consent in any other cases;
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers, or others.
Erasure and Modification of Your Personal Data
You shall have the right to correction, completion, updating and erasure of your personal data for the processing of which you have previously given consent. You may delete your Limitless Quant account at any point of time by making such choice in the Limitless Quant’s desktop website, mobile WAP site or mobile application. With this we will no longer provide your Personal Data for external processing as mentioned above. However, we may retain your Personal Data as long as the purpose for its usage exists, after which the same is disposed of by us except for any record retention required as per applicable law.
The provisions of various laws require your transaction logs to be stored for longer periods post the deletion of an account. Further, in the event of the pendency of any legal/regulatory proceeding or receipt of any legal and/or regulatory direction to that effect, we may be required by the law of the land to retain your Personal Data for longer periods.
Security of Data
The security of all your data is important to us and we shall make best in industry efforts to keep all your data secure. But remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect all your Data including your Personal Data, however we cannot guarantee its absolute security.
Service Providers
Limitless Quant may employ third party companies and individuals (“Service Providers”) to facilitate our Service, provide Service on our behalf, perform Service-related services or assist us in analyzing how our Service is used. These third parties have access to your Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Payments
Limitless Quant may provide paid products and/or services. In that case, we shall use third-party services for payment processing (e.g. payment processors).
We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy.
Reasonable Security Practices and Procedures
Limitless Quant takes various steps and measures to protect the security of your Personal Data from misuse, loss, unauthorized access, modification or disclosure. We use latest secure server layers encryption and access control on our systems.
Our safety and security processes are audited by a third party cyber security audit agency from time to time.
Links to Other Sites
Our Service may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Changes to this Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update “effective date” at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.